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The original online application system and still the best.

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For the use of mortgage intermediaries & other professionals only


We continuously update our website, working to make sure it can be accessed - no matter your browser, computer system and access requirements.

We also regularly assess and update the technology used on our website to make sure we comply with many points of the Web Accessibility Initiative (WAI) Guidelines.

Accessibility features

Our website currently features:

  • Consistent page headings and titles — so it's easier for search engines and access technologies to find the information you're looking for
  • Alternative text for graphics and pictures — so that screen readers and browsers with images turned off can still use the site successfully
  • Descriptive links — that make sense even if taken out of context
  • Readable fonts and user changeable font sizes — Our website's fonts have been chosen for their legibility. The site layout will stretch to fill the width of your browser, so you can select the size that suits you.
  • Screen reader support — our site has been tested using JAWS for Windows

Changing font size

Internet Explorer 8:

Select View > Text size followed by your preferred text size from 'Smallest' to 'Largest'. The default setting is 'Medium'.

Mozilla Firefox 3.5 or greater


  • To increase the text size, press and hold Ctrl +
  • To decrease the text size, press and hold Ctrl -
  • To reset the text size, press and hold Ctrl 0


If your mouse has a scroll wheel, press and hold Ctrl while scrolling up or down to increase or decrease the text size.

For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

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