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For the use of mortgage intermediaries & other professionals only

Landlord obligations

As a Buy to Let (BTL) landlord, your clients need to understand their duties and obligations to their tenants — as well as their legal and financial obligations.

They should also know when they need to call on professional support — such as a solicitor or accountant — to help them with legal and financial matters.

Tenancy agreements should protect the landlord — and the tenant too — and they need to contain some key information about the tenancy.



Most property owners will like to keep their home in good order. Various regulations place additional responsibilities on landlords to maintain their properties.



These are designed to protect tenants and landlords must have them in place for most types of tenancy, but there doesn't need to be a cost involved.



When a tenancy comes to an end, things should be fairly straightforward if procedures have been followed. But there are remedies for landlords faced with difficult tenants.



Standard home insurance policies don't cover the risks a landlord faces. This specialist protection offers extra cover that could prove valuable to all landlords.



Like all responsible lenders we're looking for responsible borrowers. We expect BTL clients to apply the same high standard of care in their dealings with us.



For the use of mortgage intermediaries & other professionals only

If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK.

Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ

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